T7 Wealth Creators

Terms Of Service

NOTICE:  READ THIS TERMS OF USE AGREEMENT CAREFULLY BEFORE USING THIS WEBSITE IN ANY MANNER WHATSOEVER, THAT INCLUDES WITHOUT LIMITATION SURFING / BROWSING THIS WEBSITE, CREATING A MEMBERSHIP ACCOUNT IN THIS WEBSITE, PLACING AN ORDER FOR ANY PRODUCT OR SERVICE OFFERED THROUGH THIS WEBSITE, DOWNLOADING AND USING ANY MATERIALS FROM THIS WEBSITE, PARTICIPATING IN ANY OF THE PROMOTIONAL SCHEMES PUBLISHED ON THIS WEBSITE ETC.  ACCEPTING THIS AGREEMENT THROUGH THE PRECEDING POP UP WINDOW INTERFACE OR USING THIS WEBSITE IN ANY MANNER WHATSOEVER, THAT INCLUDES WITHOUT LIMITATION SURFING / BROWSING THIS WEBSITE, CREATING A MEMBERSHIP ACCOUNT IN THIS WEBSITE, PLACING AN ORDER FOR ANY PRODUCT OR SERVICE OFFERED THROUGH THIS WEBSITE, DOWNLOADING AND USING ANY MATERIALS FROM THIS WEBSITE, PARTICIPATING IN ANY OF THE PROMOTIONAL SCHEMES PUBLISHED ON THIS WEBSITE ETC, CREATES A LEGALLY ENFORCEABLE CONTRACT AND CONSTITUTES YOUR ACCEPTANCE OF ALL TERMS AND CONDITIONS OF THIS AGREEMENT WITHOUT MODIFICATION. IF YOU ARE NOT AUTHORIZED TO ENTER INTO THIS AGREEMENT, OR IF YOU DO NOT AGREE TO ALL OF THE TERMS AND CONDITIONS SET OUT IN THIS AGREEMENT, THEN YOU MUST REJECT THIS AGREEMENT THROUGH THE PRECEDING POP UP WINDOW INTERFACE AND / OR YOU SHALL NOT USE THIS WEBSITE IN ANY MANNER WHATSOEVER, THAT INCLUDES WITHOUT LIMITATION SURFING / BROWSING THIS WEBSITE, CREATING A MEMBERSHIP ACCOUNT IN THIS WEBSITE, PLACING AN ORDER FOR ANY PRODUCT OR SERVICE OFFERED THROUGH THIS WEBSITE, DOWNLOADING AND USING ANY MATERIALS FROM THIS WEBSITE, PARTICIPATING IN ANY OF THE PROMOTIONAL SCHEMES PUBLISHED ON THIS WEBSITE ETC.


THIS TERMS OF USE AGREEMENT, EFFECTIVE AS OF THE DATE YOU ACCEPT THE TERMS HEREOF IS ENTERED INTO BETWEEN YOU AND T7 WEALTH CREATORS PVT. LTD., A COMPANY REGISTERED UNDER COMPANIES ACT, 1956, HAVING ITS REGISTERED OFFICE AT 1C7, (INNOVATION LAB) TECHNOPARK TBI EXTENSION CENTRE, EDEX TECH PARK, KATHRIKADAVU, COCHIN - 682017. THE PARTIES AGREE AS FOLLOWS:



Definitions


In this policy, unless the context otherwise requires,


TOS” means this Terms of Service agreement.
"We, Usor “Our" means T7 Wealth Creators Pvt. Ltd. (including all directors on board, executive and non-executive employees), a company registered under Companies Act, 1956, having its Registered Office at T.C KP IX 1007, Kudappanakunnu, Thiruvananthapuram, Kerala – 682017.
“T7Website” means www.t7wealth.com which is wholly owned by us.
LTC” means individual License Agreement and Terms & Condition document associated with a particular product or service offered by us through T7Website.
“you”, “your”, “yourself” or “user” means an individual who is at least 18 years of age; acting on your own behalf and not as an agent of a person or an entity; possessing the legal right and ability to read, understand, accept and comply with TOS; who chooses to access / use or have accessed / used T7Website in any form; and having the full authority to enter in to financial transactions including making payments through Credit Card / Internet Banking / Cash Card or in general any of the available modes published on T7Website.
Customer” means a user who has bought / subscribed to any of our product / service at least once. 
“Information” means information as defined in clause  (v) of sub – section (1) of section 2 of the Information Technology Act, 2000 (21 of 2000).

“Personal Information” means information as defined in Information Technology (Reasonable security practices and procedures and sensitive personal data or information) Rules, 2011.

“Service Providers" means independent third party entities who provide technical resources or support to us which inturn enable us to provide some or all services requested by you.

“Distributor / Reseller” means an individual or entity appointed by us to promote and sell our products / services in return for commissions or other perks or allowances as decided by us at the time of such appointment. 
“B2B” means business relationships that involve to and fro commerce transactions such as between us and our distributors / re-sellers.
Membership Account” or “User Account” means a personal account created on T7Website for every user who volunteers to undergo a registration process by giving their personal information.
Member” means a user who has a membership account on T7Website.
Referral System” means an incentive program for members of  T7Website, who may be given the privilege of buying and using our products and services at a subsidized rate. Quantum of subsidy, each such member gets shall among other things depend on the number of members referred by that member who in turn go on to buy and use our products / services.
Computing Resource” means any hardware or physical medium used for computing like PC, Laptops, NetBooks etc.
Alert Window” means a Window generated locally on your Computing Resource(s) while using any of our product / service, which shall be used by us to establish a one way electronic communication channel (Transmission from us to you alone and not backwards) with you.
Renewal Alert” means an alert sent via Email and / or  SMS and / or Alert Window regarding your subscription period (for any of our services purchased by you) expiry.
Marketing Alert” means an alert sent via Email and / or SMS and / or Alert Window regarding  marketing / promotional offers or such informational materials like Newsletters related to our products / services.
Critical Alert” means an alert sent via Email and / or SMS and / or Alert Window regarding very important occurrences like critical updates availability for software application files associated with our products / services, modifications / alterations to any legal agreements like TOS or LTC, Changes to the mode or manner in which our services are provided to you, Scheduled T7Website maintenance work etc.
Transactional Alert” means an alert sent via Email and / or SMS and / or Alert Window regarding an action executed by you on T7Website like creating a membership account, changing login password for accessing your membership account, purchasing a product or service subscription package etc.

“Advance Change Notification Period” means a 30 day period, starting the day, a  

 TOS modification / alteration notice was served to you by us, through Email and / or

 SMS and / or Alert Window.  

“Advance Termination Notification Period” means a 30 day period, starting the day, a TOS termination notice was served to you by us through Email and / or SMS and / or  Alert Window, or by you to us at support@t7wealth.com.  


User Representations

Any information provided by you to us, whether at the stage of registration or during anytime subsequently, shall be complete and truthful. You are aware that you may incur temporary or permanent financial loss by using any of our product / service as these are related to live trading in stock exchanges which is risky. You shall do your own research and enrich yourselves with all relevant knowledge and skill to download, install and / or use, any of our product / service that you wish to use. 

You shall be solely responsible for all content posted, transmitted, uploaded or otherwise made available on T7Website by you. All content posted by you shall be legally owned by or licensed to you. By publishing any content on T7Website, you grant us a royalty-free, world-wide, non-exclusive, perpetual and assignable right to use, copy, reproduce, modify, adapt, publish, edit, translate, create derivative works from, transmit, distribute, publicly display, and publicly perform your content and to use such content in any related marketing materials produced by us or our affiliates. You shall not have any rights, legal or equitable, in any material incorporating your content. You shall also allow us to use in any manner whatsoever, all communication or feedback provided by you.

You shall not hold us responsible for not being able to use any purchased product / service. This includes, but is not limited to situations where you are unable to log into your user account as your user account may be pending validation or your user account may be in suspended state due to suspected or established violation of TOC.
You shall without raising any objections or hindrance, allow us to send Renewal Alerts, Marketing Alerts and / or Critical Alerts through Alert Window and Transaction Alerts through Email, SMS and Alert Window. You shall, inside your user account in T7Website, enable
"I would like to receive renewal alerts" option, if you want to receive Renewal  Alerts, through Email and / or SMS.


"I would like to receive marketing alerts" option, if you want to receive  Marketing Alerts, through Email and / or SMS.


"I would like to receive critical alerts" option, if you want to receive Critical  Alerts, through Email and / or SMS.

Notwithstanding anything in TOS or any other agreement between you and us, you shall without raising any objections or hindrance, allow us to communicate with you through any electronic or physical means that includes without limitation Email, SMS, Alert Window, Telephone, Post etc, if we in our sole discretion determine that there is a special circumstance related to T7Website or your use of T7Website that demands us to establish such communication with you.
You agree that all agreements, notices, disclosures and other communications that we provide to you electronically, either on T7Website or locally on your computing resource, satisfy any legal requirement that such communications be in writing.
By viewing or using T7Website or availing of any service, or using communication features on the T7Website, you may be exposed to content posted by other users which you may find offensive, objectionable or indecent. You shall bring such content posted by other users to our notice. We reserve the right to act upon the same as we may deem fit. The decision taken by us on this regard shall be final and binding on you.
You shall consult your legal counsel and review TOS before agreeing or accepting it.


User Account Creation, Validation & Operation

To use any of our product and most of our services, you will need to undergo a registration process and take a membership with T7Website. During the registration process, you will be required to choose a login name and a password in addition to providing some other information which may not be mandatory. Additionally, you may be required to give further personal information for your user account verification / validation. Any information provided by you to us shall be complete and true to the best of your knowledge and you shall update this information and keep it current. Information that is used by us to establish contact with you like your phone number, Email address, physical communication address etc shall be active i.e in case of phone number it should be regularly used by you and in which you are available to receive calls any day or time of the year, in case of Email address it should be visited at least once every two days, and in case of physical communication address it should be of a place where you live currently. We are not obliged to cross check or verify information provided by you and we shall not take any responsibility for any outcome or consequence as a result of you providing incorrect information or concealing any relevant information from us. You acknowledge that we may, at any time, attempt to verify the correctness of the information provided by you and in the process may require additional documentary proof from you. These attempts may be made via phone calls or Emails. In the event that we are not able to get in touch with you the first time around, we shall make four additional attempts to establish contact with you at a 1 week frequency. If contact couldn’t be established still or if any documentary proof asked for is not submitted with in the time frame mentioned in the previous established contact we reserve the right to temporarily or permanently suspend your membership in T7Website.

You understand that it is your responsibility to protect the information you provide on T7Website including but not limited to your Username, Password, Email address, Contact Details and Mobile number and other personal information if any. We shall not ask for your user account information other than at the time of logging in to your membership account in T7Website or at the time of authorizing your access to any purchased software service (through a login window integrated in to the software application associated with corresponding service, once every time the application is executed). At no other time should you provide your user account information to any user logged in on T7Website or elsewhere. You shall also not share your user account details and then allow any other person to enjoy the benefits provided to you as a member of T7Website like without limitation, using any of our product / service.


User Restrictions

You shall not add unauthorized components, create or use cheats, exploits, bots, hacks or any other third-party software to alter or modify any T7Website content which shall include but not limited to any files that are part of T7Website or use any third-party software that intercepts, mines or otherwise collects information from or through T7Website or through any services. You shall also not host, intercept, emulate or redirect proprietary communication protocols, if any, used by T7Website regardless of the method used, including protocol emulation, reverse engineering etc. Any such attempt that you do on your own or with external assistance is strictly prohibited.

You shall not upload, distribute or publish through T7Website, any content which may contain viruses or computer contaminants (as defined in The Information Technology Act 2000 or such other laws in force in India at the relevant time) which may interrupt, destroy, limit the functionality or disrupt any software, hardware or other equipment belonging to us or that aids in providing services offered by us. You shall not disseminate or upload programs or software whether it is harmful to T7Website or not. Additionally, you shall not impersonate another person or user, attempt to get a password, other user account information, or other private information from a user, or harvest Email addresses or other information. 

You shall not post any material or comment, on any media available for public access, which in our sole discretion, is defamatory or detrimental to our business interests, notwithstanding the fact that such media is not owned or controlled by us. In addition to any other action that we may take pursuant to the provision hereof, we reserve the right to remove any and all material or comments posted by you and restrict your access to any media available for public access that is either controlled or moderated by us, when in our sole opinion, any such material or comments posted by you is defamatory or detrimental to our business interests.

You shall not create any links to T7Website from another website or document without our prior written consent, unless the link created is in sync with Section T7Website Access License of this TOS.

You shall not under any condition send SPAM Emails or any other form of unsolicited communication for obtaining registrations or membership in T7Website to benefit from any of our promotional programs or for any other purpose.

Your registration on T7Website is restricted to a single user account which will be used by you to avail for yourselves the services provided on T7Website. You are prohibited from creating or operating multiple membership accounts in T7Website.

You shall not access or attempt to access any service provided by T7Website through someone else’s user account.

You shall not use or attempt to use any other person’s credit card(s), debit cards, net-banking usernames, passwords, authorization codes, prepaid cash cards, mobile phones etc for completing financial transactions originating against a purchase request made by you in T7Website.

You shall not purchase, sell, trade, rent, lease, license, grant a security interest in, or transfer your user account, content, referral / discount points or any other attributes appearing in, originating from or associated with T7Website.

You shall use any product or service provided to you through T7Website only for your personal use and not for commercial purposes including but not limited to use in cyber cafes, trading kiosks,  shared computer network like LANs,  unauthorized servers etc.

You shall not create a login name or password or upload, distribute, transmit, publish or post content through or on T7Website or through any service or facility including any messaging facility or social plugins provided by T7Website which


is libellous, defamatory, obscene, intimidating, invasive of privacy, abusive, illegal, harassing;contains expressions of hatred, hurting religious sentiments, racial discrimination or pornography;
is otherwise objectionable or undesirable (whether or not unlawful);
would constitute incitement to commit a criminal offence;
violate the rights of any person;
is aimed at soliciting donations or other form of help;
violates the intellectual property of any person;
disparage us or any of our subsidiaries, affiliates, licensors, associates, partners, sponsors, products, services, or websites in any manner whatsoever;
promotes a competing service or product; or
violate any law.

If we notice and determine that the login name created by you is indecent, objectionable, offensive or otherwise undesirable, an Email notification about the same shall be sent to you and you shall promptly provide an alternate login name to replace the existing login name. If you fail to provide an alternate name, we reserve the right to either temporarily / permanently suspend your user account and restore your user account only after a different acceptable login name has been provided by you.
You shall not frame T7Website. You may not impose editorial comments, commercial material or any information on T7Website; remove, obliterate or obstruct any proprietary notices or labels.

Privacy

Information collected from you is managed as per our Privacy Policy which was last modified on 20 July 2018. Before and while using T7Website or any product / service made available to you through T7Website, you agree to accept this privacy policy. You acknowledge our right to immediately deny access to T7Website and to any or all of the products / services provided to you through T7Website if you refuse to accept the said Privacy Policy.


Product / Service Ownership & License

All products & services provided to you through T7Website is owned by us and not by T7Website and T7Website is just an online medium to efficiently interface with you and serve you. Your access to each product / service provided through T7Website shall be permitted only if you accept and agree to comply with both TOS and corresponding LTC. In the event of your violation or non acceptance (after a prior acceptance) of either LTC or TOS or both, we reserve the right to immediately deny you access to T7Website (in part or whole) and products & services provided through T7Website. We shall not be required to provide you with redress, compensation, replacement or refund under such cases.  


Order Placement, Modification, Cancellation and Refunds

You shall fully evaluate the current trial package of  product / service you are ordering for, and ensure that is is suitable for your applications, and free of bugs or other limitations which would render the product / service unsuitable for use in your applications.

You shall agree and accept the LTC (shown to you as a webpage by T7Website before you proceed to place order) before placing order for the corresponding product / service.
All orders shall be placed online through T7Website. Having placed an order, you have ensured that all the information provided to T7Website and / or our Service Provides in conjunction with your order is true, accurate and current. Also you are the individual identified as the intended recipient of the product / service being ordered.
All payment transactions arising against placed orders are processed by third party payment gateway service provider Razorpay Software Private Limited or any other such third party payment gateway service provider selected by us for the purpose. We shall not be held responsible for delays or denials at their end and processing of payments will be solely in terms of their policies and procedures without any responsibility or risk at our end.
All orders placed are considered to have been executed and successfully completed at such time as they are received and accepted by T7Website or our third party payment gateway service provider Razorpay Software Private Limited or any other such third party payment gateway service provider selected by us for the purpose. Once your order has been successfully completed, it shall not be modified or cancelled in any way, for any reason.
You will make no effort to withhold payment for your order or to subsequently dispute payment for your order, subject to the laws of the jurisdiction where you reside. If we do not receive complete payment for your order due to a dispute, insufficient funds or any other cause, we shall have recourse to seek payment in any manner we see fit, subject to the laws of the jurisdiction where you reside. Further, in this eventuality, you agree to pay, in addition to the total value of your order, any reasonable cost of collection required to obtain payment for your order by us or our agents or representatives.
We shall have the right to cancel any placed order or corresponding transaction whether completed successfully or not, at any point of time, solely at our discretion. Under such a scenario if we receive a payment from you then that specific transaction shall be reversed and money shall be credited back to your payment instrument with in a reasonable time line fixed solely by us.
All products and services shall be delivered online by providing you with clickable links (in Email and your user account in T7Website) to download the necessary application files (if need be). You shall ensure that you have sufficient expertise to effect the download using such links provided to you. Responsibility for successfully acquiring downloadable files for purchased product / service is wholly yours and your inability to download the said files does not constitute sufficient grounds for the cancellation of corresponding order or for dispute of the charges for said order or any product / service therein.
By placing an order through T7Website, you permit us to communicate with you through electronic media such as Email or SMS for the purpose of fulfilling and subsequently servicing your order. Electronic communication is not infallible, and that if because of such unfortunate errors in electronic communication your orders are not fulfilled or serviced, our sole responsibility shall be to retransmit electronically, content in the aforementioned communication to you. Non-delivery of your order does not constitute sufficient grounds for cancellation of corresponding order, or for dispute of the charges for said order or any products / services therein. In the event that your order is not delivered within three days, you shall contact us and arrange for a replacement order, the medium of the replacement order to be identical to the medium of the original order. Our sole responsibility under such an event shall be to effect a replacement of your order.

In the event that your order is found to have been undelivered due to an error in the information provided by you to us for the purpose of delivering your order, you shall compensate us for the cost of a replacement order, including but not limited to packaging costs, media costs or labor costs, if so requested by us.


Promotional Programs

We may initiate and run a Referral System, to encourage you in bringing new customers on an ongoing basis. This program shall be run as per the Referral System Terms & Conditions which you shall accept and abide by, if you want to be part of and reap benefits from our Referral System. We shall have the right to deny you participation in our Referral System, if you do not accept the said Terms and Conditions. We shall also have the right of terminating your participation in our Referral System, any time we detect a violation of the said Terms and Conditions (after a previous acceptance of said Terms and Conditions), with or without granting you the rights to enjoy the unused benefits accrued until the day of such termination.
We may declare discounts or other incentives from time to time to reward your loyalty or to bring more customers, and all such offers shall be governed by the terms and conditions communicated to you at the time of initiating such offers.
We may discontinue or alter any of our promotional programs including but not limited to the above mentioned Referral System or Loyalty Rewards at our will without any liability towards you in any manner whatsoever.


External Links

T7Website may have explicit links to third party websites / servers to enhance and enrich your experience while using it. 

Informational links provided solely as pointers to information on topics that may be useful to you in terms of improving your understanding of our products / services or any associated third party products / services or in general any specific content in which such links are embedded. There may be links that take you directly to a third party website or there may be links that show you content directly in T7Website (by establishing a connection to third party server through a back end operation) like some demo video links that connect to YOU TUBE server.

Social Networking links to websites like Facebook, Twitter, LinkedIn and Google+. There are two kinds of such links in T7Website and these links shall allow you to enjoy a more social experience on T7Website. One set of links if clicked, take you directly to our account pages on these social networking websites, which you can then use to be part of our ever growing social networking community and share your views about and experience with us. Another set of links implemented as social plugin buttons if activated using a slider button (There is only one common slider button for all social plugin buttons) beside them, establish backend connections to the respective social networking websites, which you can then use to share T7Website pages among members of your social networking community.

We do not endorse any of the third party website(s) even though links to such websites may be present in T7Website. Also we shall not be responsible or liable for the content or practices of such website(s).


Trademarks & Copyright

All content included on T7Website, such as text, graphics, logos, button icons, images, service names, audio clips, video clips, digital downloads, data compilations, scripts, page headers, software and trade dress, belong exclusively to us or our content suppliers / corporate partners / technology / service providers,  and may be protected by copyrights, trademarks and other intellectual property laws. You agree not to copy, reproduce, republish, upload, post, transmit or distribute such material in any way, including by Email or other electronic means directly or indirectly and you agree not to assist any other person to do so.

Without our prior written consent, modification of any or all content included on T7Website, use of such content on any other website or networked computer environment or use of such content for any purpose other than personal, non-commercial use is a violation of the copyrights, trademarks and other proprietary rights, and is prohibited. Any use for which you receive any remuneration, whether in money or otherwise, is a commercial use for the purposes of this clause.


Copyright Compliant

We respect the intellectual property of others. In case you feel that your work has been copied in a way that constitutes an infringement of your copyright, you can send a written communication to support@t7wealth.com which contains


An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest; 
A description of the copyrighted work that you claim has been infringed upon;
A description of where the material that you claim is infringing is located on T7Website;
Your address, telephone number, and Email address;
A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.


If you knowingly misrepresent that the content on T7Website has infringed on your intellectual property rights, then you agree to our right to recover any cost incurred by us or by any other copyright owner or his licensee while processing your compliant that includes without limitation court costs and attorney fees.

Geographical Concerns / Restrictions

We make no representation that any content on T7Website that includes without limitation products / services published and distributed through T7Website are appropriate or available for use in locations / countries other than India. If you choose to access T7Website from other locations / countries other than India you agree that you do so on your own initiative and we are not responsible for any consequences at your end that may arise because of such access including without limitation denial of service requests, non delivery of orders, denial of refund requests, legal compliance issues etc.
Without prejudice to the generality of the foregoing, some LTC agreements may impose geographic restrictions on access / use of corresponding products / services and you shall not under any circumstance place orders or access / use those products / services outside the specified geographical zones in the LTC. We may take any action that we may deem fit if we find a violation of such LTC specific geographic restriction including but not limited to rejection of refund request for any orders placed, denial of service, termination of your user account etc.

T7Website Access License  

We grant you a limited, revocable, and nonexclusive license


to access and make personal use of T7Website; and 
to create a hyperlink to T7Website’s home page as long as the link does not portray us (in our sole discretion) or our products / services or our distributors or our service providers in a false, misleading, derogatory, or otherwise offensive manner.

We do not grant you any right to use T7Website in any other manner, that includes without limitation

downloading (other than page caching), modifying, reproducing, copying, duplicating T7Website or any portion of it;
any collection and use of any product listings, descriptions, or prices;
any derivative use of T7Website or its contents;
any downloading or copying of account information for the benefit of another merchant;
any use of data mining, robots, or similar data gathering and extraction tools;
framing or utilizing framing techniques to enclose any of our trademark, logo, or other proprietary information (including images, text, page layout, or form);
using meta tags or any other "hidden text" utilizing our name or trademarks;
using any of our logo or other proprietary graphic or trademark as part of a link; or any sale, resale, visit or other modes of exploitation of T7Website, in part of whole, for commercial purposes;

Support

Support shall be provided only as per our Support PolicySupport shall be free of cost, under most cases. However if processing of a support request made by you seems like a costly affair to us, we may specifically request you to pay applicable support charges (decided on a case to case basis by us) prior to processing of such a support request from you.


Disclaimer, Indemnity & Limitation of Liability

In addition to any specific references to Disclaimers, Indemnity and / or  Limitation of Liability in TOS or any other agreement between you and us, we propose the following clauses of Disclaimer, Indemnity and Limitation of Liability.


Trading in Stock Exchanges is a risky activity and while we may promote trading as a viable income generating activity and sell products / services related closely to trading, we don’t in any way guarantee that past performance will be replicated in future or that you will create wealth using any or all content or products / services made available through T7Website. Responsibility for any of your actions in Stock Exchanges and any consequences arising because of those actions undertaken by you, which shall include but not limited to buying and selling of financial instruments is completely yours and we disclaim liability to you for any loss or damage including without limitation, financial loss or other direct, indirect, consequential or incidental damages or loss arising to you, out of such actions undertaken by you.


All content present on or otherwise made available to you through T7Website, which shall include but not limited to text, images, files, video clips, products, services etc, are provided on an “as is” and “as available” basis without any representation or warranties, express or implied except otherwise specified in writing, about the completeness, accuracy, reliability, suitability or availability of the content on T7Website for any purpose. Any reliance you place on such content is therefore strictly at your own risk. We disclaim liability to you for any loss or damage including without limitation financial loss or other direct, indirect or consequential loss or damage, arising to you, from or in connection with the use of any T7Website content.


We don’t warrant that any content, which shall include but not limited to text, images, files, video clips, products, services included on or otherwise made available to you through T7Website; its servers; or electronic communication sent from T7Website are free of viruses or other harmful components. We disclaim liability to you for any loss or damage including without limitation financial loss or other direct, indirect, consequential or incidental damages or loss arising to you out of the presence of such viruses or other harmful components.


Every effort is made to keep T7Website up and running smoothly. However, we don’t guarantee that T7Website or any of the products / services made available to you through T7Website will be constantly available or available at all. We disclaim any liability to you for such unavailability due to any reason including but not limited to technical issues, legal issues, financial issues, computer viruses or other contaminants, terrorism, war, natural disasters, civil disturbances etc.


We disclaim liability to you for any loss or damage including without limitation, financial or other direct, indirect or consequential loss or damage, arising to you, from a change in mode of operation (including but not limited to disabling of features or functionality advertised earlier while you made your purchase) of our products / services due to any reason that includes without limitation technical or legal issues.


We disclaim liability for any loss or damage including without limitation, financial loss or other direct, indirect, consequential or incidental damages or loss arising to you,


because of  non-delivery of Renewal Alerts, Marketing Alerts and / or Critical Alerts due to preferences set by you, inside your user account in T7Website for delivery of such alerts.

because of failure of any mode of electronic communication (including but not limited to Email, SMS, Alert Window etc) that we may rely on to communicate with you or that you may rely on to communicate with us.

We disclaim liability for any loss or damage including without limitation, financial loss or other direct, indirect or consequential loss or damage arising to you because of disruption / denial of any of your payment transactions initiated from T7Website due to any reason whatsoever, which shall include but not limited to, lack of authorization for any transaction(s), exceeding of the preset limit mutually agreed by you and between your "Bank(s)", any payment issues arising out of the transaction etc.

We disclaim any liability to you for acts or omissions (includes without limitation any act that lead to your privacy violation) of our service providers or otherwise failure of internet services used for providing and accessing the products or services made available to you through T7Website.

We disclaim any liability to you for violation of your intellectual property with respect to third party content or user content posted on T7Website. Intellectual property rights in any content not belonging to us belong to the respective owners and any claims related to such content must be directly addressed to the respective owners.

Though we do not compromise on safety of data disclosed by you and follow industry standard practices to ensure the same, external third parties may illegally (highly unlikely but not impossible) intercept information flow between you and T7Website or between T7Website and our service providers or hack into or hijack T7Website and access your personal information. Also if you do not give sufficient care in protecting membership account User Name and Password your personal information may be subjected to unauthorized access / use. Such acts are beyond our control and hence under such circumstances we disclaim liability to you for any violation of your privacy.

We shall not be liable under any circumstance (including, without limitation, in contract, negligence or other tort) for any injury, loss, claim, loss of data, loss of income, loss of profit or loss of opportunity, loss of or damage to property, general damages or any direct, indirect, special, incidental, consequential, exemplary or punitive damages of any kind whatsoever arising out of or in connection with your access to, or use of, or inability to access or use, the products distributed through and Services rendered by T7Website. You shall indemnify us and / or Distributor(s) and / or Service Provider(s) (to the extent of all benefits and awards, cost of litigation, disbursements and attorney fees that we may incur in connection therewith including any direct, indirect or consequential losses, any loss of profit and loss of reputation) against any claims in respect of any such matter.

To the extent permitted by law, and without prejudice to the generality of the foregoing you hereby agree to indemnify, save and hold harmless and defend us and / or Distributor(s) and / or Service Provider(s) (to the extent of all benefits and awards, cost of litigation, disbursements and attorney fees that we may incur in connection therewith including any direct, indirect or consequential losses, any loss of profit and loss of reputation) from any claims, actions, suits, taxes, damages, injuries, causes of action, penalties, interest, demands, expenses and/or awards

asserted or brought against it by any person in connection with infringement of their intellectual property rights by your publication of any content on T7Website; 

arising out of defamatory, offensive or illegal conduct from your side or for anything that turns out to be misleading, inaccurate, defamatory, threatening, obscene or otherwise illegal originating from your side;

arising out of use, abuse or misuse of your user account or any feature of T7Website in any manner whatsoever, which includes but not limited  to unauthorized access of your user account by any other person using your username or password;

arising out of any disconnections, technical failures, system breakdowns, defects, delays, interruptions, manipulated or improper data transmission, loss or corruption of data or communication lines failure, distributed denial of service attacks, viruses or any other adverse technological occurrences arising in connection with your access to or use of T7Website.

arising out of defamatory, undesirable or illegal conduct of any other user of T7Website towards you;

arising out of any loss incurred in transmitting information from or to us via internet or by other connecting media;

arising out of non delivery of your orders;

arising out of your reliance on T7Website content;

arising out of any delay or failure on our part to intimate you where we may have concerns about your activities;

arising out of your activities / transactions on third party websites accessed through links or advertisements posted in T7Website; and

arising out of your violation of TOS in any manner whatsoever.

Notwithstanding anything to the contrary contained in the Terms or elsewhere, our maximum aggregate liability for all your claims under this agreement, in all circumstances, shall be limited to Indian Rupees One Hundred only (INR. 100/-).

User Account Suspension

We may suspend or otherwise put restrictions (to any extend as deemed appropriate by us) on your access to T7Website or any of the products / services offered through T7Website under the following circumstances


Suspected violation of TOC or other abuse of your user account;

Suspected violation of LTC of any product / service

Suspected breach of security of your user account; or

If there have been charge-backs on your user account.

Our decision to effect such suspension or restriction shall be final and binding on you.

Breach & Consequences

In the event of breach of TOC being evidenced from our investigation or if there is reasonable belief, in our sole discretion, that your continued access to T7Website is detrimental to our interest, other users of T7Website or the general public; we may in our sole discretion take any or all of the following actions


Permanently suspend your user account on T7Website;

Demand damages for breach and take appropriate civil action to recover such damages; and/or

Initiate prosecution for violations that amount to offences in law.

Additionally, in the event of committing material breach hereof, we reserve the right to bar you from future registration on T7Website.

Our decision on the action to be taken as a consequence of breach shall be final and binding on you. Also any action taken by us shall be without prejudice to our other rights and remedies available in law or equity.

Term & Termination
Term of TOS shall begin as of the day and time of your acceptance of TOS and shall continue in effect till it is terminated

automatically after the expiry of the Advance Change Notification period, if you rejected any modifications / alterations to TOS effected by us with in the Advance Change Notification period, provided your decision to reject the modified TOS is not withdrawn by you within that Advance Change Notification period (by sending us an Email to support@t7wealth.com, intimating us about your decision to withdraw your rejection request).

automatically after the expiry of Advance Termination Notification Period for a TOS Termination Notice send to you by us, provided our decision to terminate TOS with you is not withdrawn by us within that Advance Termination Notification Period (by sending you an Email to your registered Email ID with us, intimating you about our decision to withdraw the TOS Termination Notice served earlier).

automatically after the expiry of Advance Termination Notification Period for a TOS Termination Notice send to us by you, provided your decision to terminate TOS with us is not withdrawn by you within that Advance Termination Notification Period (by sending an Email to support@t7wealth.com intimating us about your decision to withdraw the TOS Termination Notice served earlier).  

Upon termination of TOS your license rights granted under Section T7Website Access License of TOS shall stand terminated. But any other rights or obligations accrued by you or us prior to the effective date of termination of TOS shall survive the termination of TOS.

If TOS is terminated, then we reserve the right to permanently suspend your user account in T7Website and / or to deny you future access to T7Website or any of the products / services distributed through T7Website, without granting any compensation whatsoever that includes but not limited to full or pro rata refund of your subscription charges against any past purchase orders placed by you through T7Website (even if corresponding subscription period has not expired). 

Any future acceptance of a new TOS either through T7Website pop up interface or through the use of T7Website in any form whatsoever (that includes without limitation surfing / browsing T7Website, creating a membership account in T7Website, placing an order for any product or service offered through T7Website, downloading and using any materials from T7Website, participating in any of the promotional schemes published on T7Website etc) shall not be enough to over rule the consequences /  outcome of TOS termination unless and until we in our sole discretion decide to over rule such past consequences / outcome.

Modifications & Alterations
We reserve the right to modify TOS at any point of time at our sole discretion. We shall however send you a TOS modification / alteration notice through Email and / or SMS and / or Alert Window (Only an intimation that changes were made with a link to modified TOS. Email and / or SMS alert shall be sent only if you have enabled the option to receive “Critical Alerts” from us, inside your User Account on T7Website.) and provide you with a Advance Change Notification Period to review the changes made. You shall also visit T7Website at least once every two days and check for any modifications to TOS compared to its previous versions. Your use of T7Website beyond that Advance Change Notification Period in any manner shall be considered as an approval of the modified TOS. If you however want to reject the modified TOS, you are requested to send an Email to support@t7wealth.com stating the reason for such rejection. Once we receive your request, TOS shall be queued for termination.  

TOS was last updated on 15 May 2019.


Entire Agreement, Governing Law and Jurisdiction
TOS (including any related consents or agreements that you provide during your visit to the T7Website) together with the LTC we delivered in connection with any product / service acquired via T7Website, constitutes the entire agreement between you and us with respect to T7Website and that product / service, and supersedes all other (prior or contemporaneous) communications and proposals, whether electronic, oral or written, between you and us regarding T7Website and / or any order you place through T7Website and / or your use of that product / service.

If any part/section/clause of TOS is determined to be invalid or unenforceable, then that invalid or unenforceable part/section/clause shall be deemed superseded by a valid, enforceable part/section/clause that most closely matches the intent of the original part/section/clause, and the remainder of TOS shall continue in effect.

TOS shall be interpreted in accordance with the laws of India.

Any dispute, controversy or claim arising out of TOS shall be subject to the exclusive jurisdiction of the civil courts of Thiruvananthapuram, Kerala, India.

Questions, Complaints & Disputes
If you have a question / complaint / grievance, you should in the first instance write to us at support@t7wealth.com detailing the same.

If you have a complaint,

it should be notified to us as soon as possible, after circumstances arise, that cause you to have a complaint.

you accept that any complaints and disputes are and remain confidential both whilst a resolution is sought and afterwards. You agree that you shall not disclose the existence, nature or any detail of any complaint or dispute to any third party.

we shall make efforts to resolve complaints within reasonable time and our decision on complaints shall be final and binding on you.